Skip to content
Family Office

Investment Strategy

Patient capital, carefully supervised.

We do not manage money to beat an index. We arrange a family's capital so that it can meet its obligations, preserve its value and grow steadily over time.
A seventeenth century painting of riders beside the Hofvijver in The Hague
Gerrit Berckheyde, A Hunting Party near the Hofvijver, Mauritshuis

Three horizons

Capital divided by what it must achieve.

I

Reserve

Now to three years

Liquidity for the family's life and commitments, held so that markets never force a sale.

II

Growth

Ten years and beyond

Diversified capital that is allowed to be patient and to grow in real terms.

III

Legacy

The next generation

Capital set aside for heirs, philanthropy or long held assets, managed with their purpose in mind.

An illustration

How a balanced structure might look.

This hypothetical example shows the kind of structure we might discuss with a family seeking stability and moderate growth. Real allocations differ widely from one family to the next.

  • Liquidity and reserves10%
  • High quality bonds25%
  • Global equities35%
  • Real assets and property18%
  • Private investments12%

Illustrative example only. This is not actual holdings, a recommendation or a forecast. Every family's allocation is built around its own needs, time horizon and tolerance for risk.

Oversight

What we do once the strategy is agreed.

  1. I

    Independent manager selection

    We research, select and monitor banks and investment managers on the family's behalf, without receiving payments from any of them.

  2. II

    Risk the family understands

    We agree in writing how much the portfolio may fall in a difficult year, and we explain clearly what that would mean in practice.

  3. III

    Rebalancing with discipline

    Clear rules about when and how the portfolio is brought back into line, so that decisions are not driven by headlines.

  4. IV

    Attention to cost and tax

    Fees and taxes compound just as returns do. We review them carefully and regularly.

  5. V

    Responsible investment, where wished

    Many families want their capital to reflect their values. We help define what that means for them and apply it consistently.

Past results never promise future ones. We prefer to be judged on whether a family's capital did what it was meant to do.

By introduction

Talk to us about your family's investments.

Tell us a little about your family and what you would like to put in order. We will listen, ask a few careful questions, and tell you honestly whether we are the right office for you.

Discuss Your Family's Priorities